Before you apply for either Social Security Disability or Long Term Disability through your insurance company, it is a good idea to speak to your doctor about your symptoms. One of the main reasons a person gets denied his disability benefit, is due to lack of documentation in his medical records. When you apply for disability benefits, the Social Security Administration and your insurance company will request copies of your medical records from your doctors. They will make a determination about your eligibility based on the evidence in your medical records. Ask your doctor if all of your symptoms have been recorded in your records. Make a list of your symptoms before you go to your doctors' appointments so that you will not forget any while you are there. Be sure to bring up even minor complaints so that nothing gets left out.
REMEMBER: BEFORE APPLYING FOR DISABILITY BENEFITS, MAKE SURE YOUR DOCTORS ARE WRITING ALL OF YOUR SYMPTOMS IN YOUR MEDICAL RECORDS.
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